Close the Deals Other Lenders Decline
You already know how to originate. The problem is finding a lender who won't kill your deal at underwriting. We built our programs around the deals that fall through the cracks at every other lender on your list.
Our Investment in Technology Benefits You
Technology that adds efficiency and transparency to better support our valued broker partners
Co-Branded Support
Co-branded marketing materials and dedicated broker support so you look good in front of your clients and spend more time on deals.
Loan Programs Others Don't Have
NO DSCR required on 1-4 unit rentals and small balance commercial under $500K. No minimum credit score on any program. These are the deals your current lenders are declining.
Direct Underwriter Access
Call us with a scenario and get an answer. No phone trees, no waiting on processors. You talk directly to the people making the decision.
Broker Technology Platform
Coming SoonDedicated account executive support, direct underwriter access, and a full broker portal for deal tracking and status updates. Coming soon.
Partner Requirements
We work with active originators who close deals. Here's the baseline we look for before approving a new broker partner.
10+ Deals Annually
Demonstrate consistent origination volume
Legal Entity
Operate as a licensed entity in good standing
Proven Track Record
Asset management and lending experience
Professional Website
Functional online presence
Why Brokers Send Us the Deals Others Pass On
We're not competing with the lenders on your list. We finance the deals they decline.
| Category | Other Lenders | InsourceFunding | Your Advantage |
|---|---|---|---|
| DSCR Requirements | Required on most loans | Not required on rental or commercial | Finance deals others decline |
| Small Balance Commercial | Minimum loan sizes, strict DSCR | NO DSCR required, loans under $500K | Underserved market, less competition |
| Documentation | Income verification required | No income docs required | Faster deals, less friction |
| Closing Speed | 30-45 days typical | 13 days | Your client stays happy |
| Credit Score | Minimum 620-680 required | No minimum score | More borrowers qualify |
Ready to start sending us deals?
Call us with your scenario and we'll give you an answer fast. No waiting on email, no phone trees.
Deals You Can Send Us Right Now
These are the deals your other lenders are passing on. We built our programs around exactly these scenarios.
Rental Property Loans (NO DSCR required)
Your borrower's rental income doesn't cover a 1.2x DSCR. Most lenders auto-decline. We don't require DSCR on 1-4 unit rentals. No minimum credit score. Rate and leverage are determined by the deal.
Small Balance Commercial (NO DSCR required, Under $500K)
You've got a commercial deal under $500K that every bank passes on because it's too small. We finance small balance commercial properties without DSCR and without a minimum credit score.
30-Year Fixed Investment Property Loans
Your borrower has a 580 credit score and needs long-term financing. No minimum score on our 30-year fixed loans. A borrower with a 400 FICO can get a 30-year fixed investment property loan. Score determines the rate and leverage, not the approval.
Seller Second Financing
Your buyer is short on down payment and the seller is willing to carry a second. We allow seller seconds on purchases up to 90% CLTV. Most lenders won't touch it. We do.
Have Questions About Our Broker Partnership?
Put your information below and we will reach out to you shortly. Or if you want to skip the form and just talk through a deal, call us now.
Prefer to talk it through?
Call us with your scenario. We'll give you an answer on the spot.
Partnership Program Questions
Get answers about how partnering with us can expand your service offerings and grow your business