Bridge Loans Made Simple
Close in 8–13 business days. No income docs. Purchase, Refi, and Cash-Out allowed.
2-min application • No hard pull • 99.5% approval
Want to See Your Financing Options?
Tell us about the property. We'll let you know if it works and explain the available financing. No runaround.
What Is a Bridge Loan—and When Should You Use One?
A bridge loan is short‑term financing built to give you the capital when timing matters. Maybe you found the property, but permanent financing isn't ready. Maybe you're freeing up equity to reinvest. Or the bank is moving too slow and you need to lock it now.
With our bridge loan, you work with a lender who moves fast and puts your deal first — not stacks you in paperwork, income checks or delays.
If Another Lender Is Asking for DSCR... You're Talking to the Wrong One.
Most lenders require proof that the rent covers the mortgage (DSCR).
We underwrite the asset, not the income. NO DSCR required on investment property loans.
Buying a $1M rental property with below-market rent? We'll still finance it.
Why Choose Insource Funding for Your Bridge Loan?
We're direct private lenders—you'll speak with decision-makers, not middlemen. Fast answers. Zero runaround.
You Talk Directly to Us
No loan officers, no brokers—just direct access to the people making decisions
When you call, you reach our lending team. We own our capital, we make the call, and we move fast. That's the advantage of working with a direct lender—zero red tape, zero middlemen.
Flexibility Other Lenders Can't Match
We say yes to deals others won't touch—vacation rentals, mixed-use, unique properties
Complex property? Credit challenges? Time-sensitive deal? We structure loans around your situation, not a cookie-cutter checklist. If there's a deal to be done, we'll find a way.
13-Day Closings, No Exceptions
We make decisions quickly because property transactions have firm deadlines
NO DSCR required calculations. No tax returns. No employment verification. We look at the property value and your exit strategy, then we move. That's asset-based lending done right.
Direct Private Lender Since 2001
$1 Billion+ Financed • 6,000+ Investor Loans Closed
The Approval Process
From application to closing in 8–13 business days
Apply & Discuss Your Deal
Submit your property information online. We'll call you the same day to discuss options and structure your bridge loan with no judgment and no minimum credit requirements.
Sign Term Sheet & Underwriting
We send a flexible term sheet (adjustable before closing). We order the appraisal and collect basic documents while our team completes underwriting.
Valuation & Close
Property valuation typically returns in 7-8 days. We close 1-2 days after receiving the value. Total time from application to closing: 8–13 business days.
📄 Documents We'll Need
For bridge loans, we don't require income docs or DSCR. Just the property address, estimated value or payoff, and basic entity docs if using an LLC.
Real Investors. Real Properties.
These aren't just offers — they're real deals backed by real investors who made a move. Here are a few examples where financing speed mattered.
Tampa, FL
$485KDuplex Investment Property
Closed in 11 Days
Orlando, FL
$320KSingle Family Vacation Rental
Closed in 9 Days
Miami-Dade, FL
$650KTriplex Cash-Out Refinance
Closed in 13 Days
Explore Our Other Loan Programs
We offer comprehensive financing solutions for all types of investment properties. Find the right loan program for your next investment.
Rental Property Loans
30-year fixed rate loans for rental properties
Commercial Property Loans
Financing for mixed-use and commercial properties
Multifamily Loans
Specialized apartment building financing
Active markets for real estate investors:
Bridge Loan FAQ
Common questions about our short-term bridge loans
Bridge maturing into a balloon? Balloon payment refinance without DSCR →
Let's Get Your Next Property Financed
Found the perfect property? Let's move on it together. Our bridge loans are for real estate investors working against a purchase deadline. No income documents and no minimum credit score. You get a direct answer and a lender prepared to close.