Investment Property Loans for Real Estate Investors

An investment property loan is financing specifically designed for properties purchased as investments — not primary residences. These include rental properties, commercial buildings, multifamily apartments, and mixed-use properties. Our investment property loans require no income docs, no minimum credit score, and close in 13 days.

We offer 30-year fixed rental loans for 1-4 unit properties, bridge loans (12-24 months) for acquisitions and renovations, commercial property loans for retail/office/mixed-use, and multifamily loans for 5+ unit apartment buildings. All programs feature no income docs and no minimum credit score.

Qualification is based on the property’s equity and fundamentals, not your personal income or credit score. We don’t require tax returns, W-2s, bank statements, or DSCR calculations. Strong property equity drives approval.

We typically close in 13 days once valuation is complete. Our in-house underwriting and private capital allow same-day term sheets and direct decision-making without committees or broker layers.

We provide investment property loans in 44 states nationwide, excluding Arizona, Minnesota, North Dakota, Nevada, South Dakota, and Vermont.

Yes. We do not have a minimum credit score requirement. Our underwriting focuses on property value and equity, not personal credit history. Investors with any credit profile can qualify based on the deal.