West Palm Beach, FL
West Palm Beach Investment Property Purchase and Refinance Loans
Insource Funding is a direct private lender for rental, bridge, multifamily, mixed-use, and commercial property purchases and refinances in West Palm Beach. Loans range from $100,000 to $5 million with asset-based underwriting—no DSCR, personal-income verification, or tax returns.
Submit the property and financing need for an asset-based review without tax returns or a minimum credit score.
Direct Lender
Since 2001
$100K–$5M
Loan amounts
No DSCR
Or income verification
Purchases + Refinances
Including cash-out
Get a Quote for Your West Palm Beach Property
Tell us about the property and the financing you need. We issue same-day term sheets when the initial scenario fits our guidelines.
Want to See Your Financing Options?
Tell us about the property. We'll let you know if it works and explain the available financing. No runaround.
Loan programs
Investment Property Financing Available in West Palm Beach
All programs are for business-purpose, non-owner-occupied real estate. Purchases and refinances are available, subject to property and borrower qualification.
Financing Needs We Handle
Purchasing an investment property
Financing for an eligible rental, multifamily, mixed-use, or commercial acquisition.
Replacing an existing loan
Rate-and-term refinancing for investment property debt.
Taking cash out of available equity
Business-purpose cash-out based on the property and requested loan.
Refinancing a maturing loan
Financing for an approaching balloon payment or loan maturity.
West Palm Beach real estate
West Palm Beach Rental, Multifamily, and Commercial Property
West Palm Beach offers non-owner-occupied rentals, apartment buildings, office and retail property, and mixed-use buildings in and around downtown. The city’s development-services maps and Palm Beach County parcel records help an investor check land use, zoning, assessed ownership, and building information for a specific property.
A purchase can reset the property’s assessed value under Florida law, so buyers should use the county property appraiser’s estimator rather than the seller’s current tax bill when planning expenses. Existing leases and tenant rollover are also relevant for occupied commercial and multifamily property.
Local property and financing
Downtown, Neighborhood Rental, and Commercial Financing Uses
Eligible 1–4 unit rentals can use long-term rental financing. Apartment, mixed-use, office, retail, and industrial properties can be considered under multifamily or commercial programs for purchases, rate-and-term refinances, cash-out, or maturing debt.
Flood maps, zoning records, association obligations, and a current payoff can be reviewed as the transaction progresses; an investor only needs the basic property and loan scenario to request initial terms.
Property Types
Investment Properties We Finance in West Palm Beach
Non-owner-occupied 1–4 unit rentals
Single-family homes, condominiums, and two- to four-unit properties held for investment.
Multifamily properties
Eligible apartment buildings with five or more units.
Mixed-use properties
Buildings combining residential and eligible commercial space.
Office and retail
Eligible investment office and retail buildings.
Industrial properties
Eligible warehouse, distribution, and light-industrial buildings.
Other eligible commercial property
Business-purpose investment property within current lending guidelines.
Insource Funding
Why Investors Work With Us
Direct Lender Since 2001
Work directly with the people reviewing and funding the loan. More than 6,000 transactions and $1 billion funded.
Asset-Based Underwriting
No DSCR, tax returns, or personal income verification.
Residential and Commercial Investment Properties
Rental, multifamily, mixed-use, office, retail, and industrial properties.
Example financing scenario
Cash-out refinance on a West Palm Beach rental
What We Need for an Initial Review
Send the property address, purchase price or estimated value, requested loan amount, property type, purchase or refinance purpose, current payoff for a refinance, rent information when applicable, and a short explanation of the financing need.
No DSCR, income or employment verification, tax returns, or minimum credit score is required.
Get a QuoteWest Palm Beach sits inside our broader Florida investor lending coverage. Investors closing here also work with us on rental property loans, bridge financing, and mixed-use deals across the Florida market.
Insource Funding is a direct private lender headquartered at 433 Plaza Real, Suite 275, Boca Raton, Florida.
FAQ
Common Questions
West Palm Beach
Have a deal in West Palm Beach?
Send the West Palm Beach address, estimated value, current payoff, requested loan amount, cash-out use or maturity date, and property income documents.