Boston skyline with Charles River, historic brownstones, and downtown investment properties
Insource Funding

Massachusetts Investment Property Loans - Fast, Flexible, Statewide

We finance rental, commercial, and mixed-use properties across Massachusetts. NO DSCR required. No tax returns. Term sheets in 1 hour. We cover the entire state - excluding rural farmland.

NO DSCR required on residential and small commercial

No income verification - all credit scores accepted

Triple-decker and multifamily properties financed

Bridge and 30-year fixed loan options available

Up to 90% CLTV with seller carry

Have a deal in mind? You bring the deal - we'll tell you if it fits.

Want to See Your Financing Options?

Tell us about the property. We'll let you know if it works and explain the available financing. No runaround.

Secure · No obligation · 1-hour response during business hours

115+ Massachusetts properties financed

0+
Loans Closed
0 yrs
Track Record
0 days
Avg. Close
0%
Max CLTV
Member & AffiliatedAmerican Association of Private LendersChamber of CommerceFlorida Association of Mortgage ProfessionalsThink Realty

Massachusetts-focused asset lending since 2001. We know this market.

Massachusetts Investment Property Financing

Built for Investors Like You

Massachusetts real estate moves fast. Your lender should keep up.

30-Year Fixed & Bridge Options

Rental & Bridge Loans

1-5 Unit Residential Properties

NO DSCR required or income verification
No tax returns required
Close in 8–13 business days
Loan amounts: $100K – $5M
Up to 90% CLTV (purchase) | 70% LTV (cash-out)
30-year fixed & bridge options available

Property Types

Single-family homes, duplexes, triplexes, fourplexes, small multifamily

Flexible Commercial Terms

Commercial & Mixed-Use

1-5 Unit Properties

Mixed-use buildings with residential units
Retail, office, industrial properties
NO DSCR required on qualifying properties
Loan amounts: $100K – $5M
70% LTV (cash-out) | 90% CLTV (purchase)
13-day closings
Flexible deal terms

Property Types

Mixed-use buildings, retail spaces, office buildings, industrial properties

Simple Documentation

Required Documents

Purchase contract or current mortgage statement
Photo ID
Corporate docs (if held in entity)
Property insurance (at closing)

That's it. No Tax Returns, No Bank Statements, No Employment Verification

Seller Carry Allowed: Up to 90% CLTVBring 10% down. Seller carries a second. Most lenders won't touch this.

You've Probably Been Through This Before

Boxes to check. Ratios to hit. And somewhere along the way, the deal just... stalls.

What You've Probably Heard

  • "Your DSCR doesn't qualify"
  • "We need a higher credit score"
  • "Send us two years of tax returns"
  • "We'll get back to you in a few weeks"
  • "We can't move forward right now"

How We Look at It

  • We start with the property itself
  • Credit history doesn't disqualify you
  • No tax returns or bank statements needed
  • You'll hear back within an hour
  • We know Massachusetts's high-barrier, high-demand rental markets
  • A clear answer, either way

Sound different? Send us your Massachusetts deal and find out in an hour.

Recently Closed in Massachusetts

Worcester, MA – Investment Property Purchase

$625,000
Purchase Price
$500,000
Loan Amount
12 days
Closed in
650
Credit Score
High-demand rental acquisition
NO DSCR required ratio needed
Funded directly

📝 Want to see what your loan would look like? Get a same-day term sheet tailored to your Massachusetts property.

Frequently Asked Questions - Massachusetts Investment Property Loans

Have more questions about Massachusetts investment property financing?

Loan Programs for Massachusetts Investors

Choose the program that matches the property and financing need.

Rental Property Loans

Purchase or refinance eligible non-owner-occupied 1–4 unit rental properties.

View loan program →

Bridge Loans

Short-term financing for purchases, refinances, and maturing investment-property debt.

View loan program →

Multifamily Loans

Purchase or refinance eligible apartment properties with five or more units.

View loan program →

Commercial Property Loans

Financing for eligible office, retail, mixed-use, industrial, and warehouse properties.

View loan program →

Ready to Finance Your Massachusetts Property?

Whether you are purchasing or refinancing, we will give you a clear answer fast. No runaround, no paperwork overload. Just investor-focused financing that works.

Specialized financing solutions for Massachusetts real estate investors seeking fast, flexible funding options. Expert Massachusetts market knowledge since 2001.

🏠 Massachusetts Rental Loans →🌉 Massachusetts Bridge Loans →🏢 Massachusetts Commercial Loans →🌍 Foreign National Massachusetts Loans →

Serving Massachusetts investors in: Boston, Worcester, Springfield, Cambridge, Lowell, Brockton, New Bedford, Fall River, Lynn, Quincy, Newton, Somerville, Lawrence, Framingham, Haverhill

Specialized Massachusetts markets: Massachusetts bridge loans | Massachusetts multifamily property financing | Massachusetts commercial real estate loans | Massachusetts bridge loan specialists | Massachusetts rental property refinancing

Core loan programs: Massachusetts investment property loans | rental property loans Massachusetts | Massachusetts commercial property loans | NO DSCR required loans Massachusetts | direct lender Massachusetts real estate | bridge loans for investors in Massachusetts

Note: Loan terms, rates, and availability subject to underwriting approval and may vary by Massachusetts location.

(800) 805-3391