Richmond Virginia skyline with James River and downtown investment properties
Insource Funding

Finance Virginia Investment Properties From Richmond to Norfolk

Specialized lending for military housing, Northern Virginia townhomes, and rental properties across Richmond, Virginia Beach, Norfolk, and Hampton Roads markets.

75% LTV on rental properties, up to 90% CLTV*

Military tenant properties welcomed

No income verification required

Finance out-of-state investors

Close in as little as 13 days

Have a deal in mind? You bring the deal - we'll tell you if it fits.

Want to See Your Financing Options?

Tell us about the property. We'll let you know if it works and explain the available financing. No runaround.

Secure · No obligation · 1-hour response during business hours

150+ Virginia deals closed for investors

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Loans Closed
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Track Record
0 days
Avg. Close
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Max CLTV
Member & AffiliatedAmerican Association of Private LendersChamber of CommerceFlorida Association of Mortgage ProfessionalsThink Realty

Virginia-focused asset lending since 2001. We know this market.

Virginia Investment Property Financing

Built for Investors Like You

Virginia investors get direct-lender speed without broker delays.

30-Year Fixed & Bridge Options

Rental & Bridge Loans

1-5 Unit Residential Properties

NO DSCR required or income verification
No tax returns required
Close in 8–13 business days
Loan amounts: $100K – $5M
Up to 90% CLTV (purchase) | 70% LTV (cash-out)
30-year fixed & bridge options available

Property Types

Single-family homes, duplexes, triplexes, fourplexes, small multifamily

Flexible Commercial Terms

Commercial & Mixed-Use

1-5 Unit Properties

Mixed-use buildings with residential units
Retail, office, industrial properties
NO DSCR required on qualifying properties
Loan amounts: $100K – $5M
70% LTV (cash-out) | 90% CLTV (purchase)
13-day closings
Flexible deal terms

Property Types

Mixed-use buildings, retail spaces, office buildings, industrial properties

Simple Documentation

Required Documents

Purchase contract or current mortgage statement
Photo ID
Corporate docs (if held in entity)
Property insurance (at closing)

That's it. No Tax Returns, No Bank Statements, No Employment Verification

Seller Carry Allowed: Up to 90% CLTVBring 10% down. Seller carries a second. Most lenders won't touch this.

You've Probably Been Through This Before

Boxes to check. Ratios to hit. And somewhere along the way, the deal just... stalls.

What You've Probably Heard

  • "Your DSCR doesn't qualify"
  • "We need a higher credit score"
  • "Send us two years of tax returns"
  • "We'll get back to you in a few weeks"
  • "We can't move forward right now"

How We Look at It

  • We start with the property itself
  • Credit history doesn't disqualify you
  • No tax returns or bank statements needed
  • You'll hear back within an hour
  • We know Virginia's military and suburban rental corridors
  • A clear answer, either way

Sound different? Send us your Virginia deal and find out in an hour.

Recently Closed in Virginia

Richmond, VA – Investment Property Purchase

$315,000
Purchase Price
$252,000
Loan Amount
12 days
Closed in
625
Credit Score
Suburban rental purchase
NO DSCR required
Direct lender closing

📝 Want to see what your loan would look like? Get a same-day term sheet tailored to your Virginia property.

Frequently Asked Questions - Virginia Investment Property Loans

Have more questions about Virginia investment property financing?

Cities We Serve in Virginia

Explore city-specific lending information and local market insights for top investment markets across Virginia.

Richmond Investment Property Loans

Virginia

Virginia Beach Investment Property Loans

Virginia

Norfolk Investment Property Loans

Virginia

Arlington Investment Property Loans

Virginia

Don't see your city? We lend throughout Virginia.Contact us to discuss your specific market.

Loan Programs for Virginia Investors

Choose the program that matches the property and financing need.

Rental Property Loans

Purchase or refinance eligible non-owner-occupied 1–4 unit rental properties.

View loan program →

Bridge Loans

Short-term financing for purchases, refinances, and maturing investment-property debt.

View loan program →

Multifamily Loans

Purchase or refinance eligible apartment properties with five or more units.

View loan program →

Commercial Property Loans

Financing for eligible office, retail, mixed-use, industrial, and warehouse properties.

View loan program →

Ready to Finance Your Virginia Property?

Whether you are purchasing or refinancing, we will give you a clear answer fast. No runaround, no paperwork overload. Just investor-focused financing that works.

Specialized financing solutions for Virginia real estate investors seeking fast, flexible funding options. Expert Virginia market knowledge since 2001.

🏠 Virginia Rental Loans →🌉 Virginia Bridge Loans →🏢 Virginia Commercial Loans →🌍 Foreign National Virginia Loans →

Serving Virginia investors in: Virginia Beach, Norfolk, Richmond, Chesapeake, Newport News, Alexandria, Hampton, Roanoke, Portsmouth, Suffolk, Lynchburg, Charlottesville, Arlington, Fairfax, Manassas, Fredericksburg

Specialized Virginia markets: Virginia bridge loans | Virginia multifamily property financing | Virginia commercial real estate loans | Virginia bridge loan specialists | Virginia rental property refinancing

Core loan programs: Virginia investment property loans | rental property loans Virginia | Virginia commercial property loans | NO DSCR required loans Virginia | direct lender Virginia real estate | bridge loans for investors in Virginia

Note: Loan terms, rates, and availability subject to underwriting approval and may vary by Virginia location.

(800) 805-3391