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Insource Funding

Washington, DC Investment Property Loans – NO DSCR required

Finance rental, commercial, and bridge loans throughout DC with same-day approval and 13-day closings. No tax returns. NO DSCR required. No delays.

Rental, Commercial & Bridge Loans Available

NO DSCR required or Income Verification Required

Same-Day Approval Available

Close in 13 Days

Flexible Deal Terms

Serving All DC Neighborhoods

Have a deal in mind? You bring the deal - we'll tell you if it fits.

Want to See Your Financing Options?

Tell us about the property. We'll let you know if it works and explain the available financing. No runaround.

Secure · No obligation · 1-hour response during business hours

Hundreds of Washington, DC deals closed

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Loans Closed
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Track Record
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Avg. Close
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Max CLTV
Member & AffiliatedAmerican Association of Private LendersChamber of CommerceFlorida Association of Mortgage ProfessionalsThink Realty

Washington, DC-focused asset lending since 2001. We know this market.

Washington, DC Investment Property Financing

Here Is What Your Loan Looks Like

You have the property. We bring the financing. Here is what that looks like.

30-Year Fixed & Bridge Options

Rental & Bridge Loans

1-5 Unit Residential Properties

NO DSCR required or income verification
No tax returns required
Close in 8–13 business days
Loan amounts: $100K – $5M
Up to 90% CLTV (purchase) | 70% LTV (cash-out)
30-year fixed & bridge options available

Property Types

Single-family homes, duplexes, triplexes, fourplexes, small multifamily

Flexible Commercial Terms

Commercial & Mixed-Use

1-5 Unit Properties

Mixed-use buildings with residential units
Retail, office, industrial properties
NO DSCR required on qualifying properties
Loan amounts: $100K – $5M
70% LTV (cash-out) | 90% CLTV (purchase)
13-day closings
Flexible deal terms

Property Types

Mixed-use buildings, retail spaces, office buildings, industrial properties

Simple Documentation

Required Documents

Purchase contract or current mortgage statement
Photo ID
Corporate docs (if held in entity)
Property insurance (at closing)

That's it. No Tax Returns, No Bank Statements, No Employment Verification

Seller Carry Allowed: Up to 90% CLTVBring 10% down. Seller carries a second. Most lenders won't touch this.

You've Probably Been Through This Before

Boxes to check. Ratios to hit. And somewhere along the way, the deal just... stalls.

What You've Probably Heard

  • "Your DSCR doesn't qualify"
  • "We need a higher credit score"
  • "Send us two years of tax returns"
  • "We'll get back to you in a few weeks"
  • "We can't move forward right now"

How We Look at It

  • We start with the property itself
  • Credit history doesn't disqualify you
  • No tax returns or bank statements needed
  • You'll hear back within an hour
  • We know Washington, DC's market
  • A clear answer, either way

Sound different? Send us your Washington, DC deal and find out in an hour.

Recently Closed in Washington, DC

Capitol Hill, Washington DC – Investment Property Purchase

$720,000
Purchase Price
$540,000
Loan Amount
11 days
Closed in
680
Credit Score
NO DSCR required
LLC-owned property
Direct financing, no third-party broker

📝 Want to see what your loan would look like? Get a same-day term sheet tailored to your Washington, DC property.

Frequently Asked Questions - Washington, DC Investment Property Loans

Have more questions about Washington, DC investment property financing?

Ready to Finance Your Washington, DC Property?

Whether you are purchasing or refinancing, we will give you a clear answer fast. No runaround, no paperwork overload. Just investor-focused financing that works.

Specialized financing solutions for Washington, DC real estate investors seeking fast, flexible funding options. Expert Washington, DC market knowledge since 2001.

Serving Washington, DC investors in: Washington DC, Capitol Hill, Georgetown, Dupont Circle, Adams Morgan, Columbia Heights, Navy Yard, Anacostia, Foggy Bottom, Logan Circle

Specialized Washington, DC markets: Washington, DC bridge loans | Washington, DC multifamily property financing | Washington, DC commercial real estate loans | Washington, DC bridge loan specialists | Washington, DC rental property refinancing

Core loan programs: Washington, DC investment property loans | rental property loans Washington, DC | Washington, DC commercial property loans | NO DSCR required loans Washington, DC | direct lender Washington, DC real estate | bridge loans for investors in Washington, DC

Note: Loan terms, rates, and availability subject to underwriting approval and may vary by Washington, DC location.