Long Island, NY
Long Island Investment Property Financing Across Nassau and Suffolk
Insource Funding is a direct private lender for rental, bridge, multifamily, mixed-use, and commercial property purchases and refinances in Long Island. Loans range from $100,000 to $5 million with asset-based underwriting—no DSCR, personal-income verification, or tax returns.
Long Island's suburban market stays competitive. If the deal makes sense, we'll move quickly and give you a straight answer.
Direct Lender
Since 2001
$100K–$5M
Loan amounts
No DSCR
Or income verification
Purchases + Refinances
Including cash-out
Get a Quote for Your Long Island Property
Tell us about the property and the financing you need. We issue same-day term sheets when the initial scenario fits our guidelines.
Want to See Your Financing Options?
Tell us about the property. We'll let you know if it works and explain the available financing. No runaround.
Loan programs
Investment Property Financing Available in Long Island
All programs are for business-purpose, non-owner-occupied real estate. Purchases and refinances are available, subject to property and borrower qualification.
Financing Needs We Handle
Purchasing an investment property
Financing for an eligible rental, multifamily, mixed-use, or commercial acquisition.
Replacing an existing loan
Rate-and-term refinancing for investment property debt.
Taking cash out of available equity
Business-purpose cash-out based on the property and requested loan.
Refinancing a maturing loan
Financing for an approaching balloon payment or loan maturity.
Long Island Market
Long Island Property Across Town and Village Jurisdictions
Long Island spans Nassau and Suffolk counties and many towns and incorporated villages. Rental houses, small apartments, mixed-use village-center buildings, office, retail, and industrial property may be governed by different local zoning and rental rules depending on the address.
County parcel records identify ownership and tax information, but land-use approvals generally come from the applicable town or village. Identifying that jurisdiction is an important first step for an investor considering a purchase or refinance.
Local property and financing
Rental, Main-Street Mixed-Use, and Commercial Property on Long Island
A bridge loan can address an acquisition or maturing note while the borrower’s longer-term property plan is being carried out.
Property Types
Investment Properties We Finance in Long Island
Non-owner-occupied 1–4 unit rentals
Single-family homes, condominiums, and two- to four-unit properties held for investment.
Multifamily properties
Eligible apartment buildings with five or more units.
Mixed-use properties
Buildings combining residential and eligible commercial space.
Office and retail
Eligible investment office and retail buildings.
Industrial properties
Eligible warehouse, distribution, and light-industrial buildings.
Other eligible commercial property
Business-purpose investment property within current lending guidelines.
Insource Funding
Why Investors Work With Us
Direct Lender Since 2001
Work directly with the people reviewing and funding the loan. More than 6,000 transactions and $1 billion funded.
Asset-Based Underwriting
No DSCR, tax returns, or personal income verification.
Residential and Commercial Investment Properties
Rental, multifamily, mixed-use, office, retail, and industrial properties.
Example financing scenario
Refinancing a Long Island mixed-use property
What We Need for an Initial Review
Send the property address, purchase price or estimated value, requested loan amount, property type, purchase or refinance purpose, current payoff for a refinance, rent information when applicable, and a short explanation of the financing need.
No DSCR, income or employment verification, tax returns, or minimum credit score is required.
Get a QuoteLong Island sits inside our broader New York investor lending coverage. Investors closing here also work with us on rental property loans, bridge financing, and mixed-use deals across the New York market.
Insource Funding is a direct private lender headquartered at 433 Plaza Real, Suite 275, Boca Raton, Florida.
FAQ
Common Questions
Long Island Real Estate Resources
Long Island
Have a deal in Long Island?
Send it over. We'll look at the property, the numbers, and the plan behind it, then give you a straight answer.