New York Investment Property Loans – NO DSCR required
Finance rental, commercial, and bridge loans throughout New York with same-day approval and 13-day closings. No tax returns. NO DSCR required. No delays.
NO DSCR required or Income Verification Required
Same-Day Approval Available
Close in 13 Days
Want to See Your Financing Options?
Tell us about the property. We'll let you know if it works and explain the available financing. No runaround.
200+ New York investment properties financed
New York-focused asset lending since 2001. We know this market.
New York Investment Property Financing
Direct Review. Clear Terms. No Bank Delays.
New York investors need speed and certainty. That is what we do.
Rental & Bridge Loans
1-5 Unit Residential Properties
Property Types
Single-family homes, duplexes, triplexes, fourplexes, small multifamily
Commercial & Mixed-Use
1-5 Unit Properties
Property Types
Mixed-use buildings, retail spaces, office buildings, industrial properties
Required Documents
That's it. No Tax Returns, No Bank Statements, No Employment Verification
New York Lending Parameters
We finance 1-5 unit residential AND commercial investment properties throughout New York State. This includes single-family homes, duplexes, triplexes, fourplexes, small multifamily buildings, mixed-use properties, retail spaces, office buildings, and industrial properties.
All 5 NYC Boroughs: Manhattan, Brooklyn, Queens, Bronx, Staten Island — Plus Long Island, Hudson Valley, and all upstate markets.
For buildings with 6+ units or specialized projects, please view our FAQ or contact us to discuss alternative financing solutions.
You've Probably Been Through This Before
Boxes to check. Ratios to hit. And somewhere along the way, the deal just... stalls.
What You've Probably Heard
- "NYC properties have too many variables"
- "We need a higher credit score"
- "Send us two years of tax returns"
- "We'll get back to you in a few weeks"
- "Your rent roll doesn't support this loan"
How We Look at It
- We start with the property itself
- Credit history doesn't disqualify you
- No tax returns or bank statements needed
- You'll hear back within an hour
- We handle NYC's unique property requirements
- A clear answer, either way
No more waiting. Send us your New York deal.
Recently Closed in New York
Brooklyn, NY – Investment Property Purchase
📝 Want to see what your loan would look like? Get a same-day term sheet tailored to your New York property.
Frequently Asked Questions - New York Investment Property Loans
Have more questions about New York investment property financing?
Cities We Serve in New York
Explore city-specific lending information and local market insights for top investment markets across New York.
New York City Investment Property Loans
New York
Long Island Investment Property Loans
New York
Brooklyn Investment Property Loans
New York
Queens Investment Property Loans
New York
Buffalo Investment Property Loans
New York
Rochester Investment Property Loans
New York
Hamptons Investment Property Loans
New York
Islip Investment Property Loans
New York
Don't see your city? We lend throughout New York.Contact us to discuss your specific market.
Loan Programs for New York Investors
Choose the program that matches the property and financing need.
Rental Property Loans
Purchase or refinance eligible non-owner-occupied 1–4 unit rental properties.
View loan program →Bridge Loans
Short-term financing for purchases, refinances, and maturing investment-property debt.
View loan program →Multifamily Loans
Purchase or refinance eligible apartment properties with five or more units.
View loan program →Commercial Property Loans
Financing for eligible office, retail, mixed-use, industrial, and warehouse properties.
View loan program →Ready to Finance Your New York Property?
Whether you are purchasing or refinancing, we will give you a clear answer fast. No runaround, no paperwork overload. Just investor-focused financing that works.
Specialized financing solutions for New York real estate investors seeking fast, flexible funding options. Expert New York market knowledge since 2001.
Serving New York investors in: New York City, Manhattan, Brooklyn, Queens, Bronx, Staten Island, Buffalo, Rochester, Syracuse, Albany, Yonkers, White Plains, New Rochelle, Mount Vernon, Schenectady, Troy, Utica, Binghamton, Ithaca, Poughkeepsie, Newburgh, Middletown, Long Island, Nassau County, Suffolk County, Westchester County, Hempstead, Islip, Brookhaven, Babylon
Specialized New York markets: Manhattan luxury rental financing | Brooklyn gentrification area loans | Upstate university town properties | Long Island beach house loans | Hudson Valley weekend rental financing
Core loan programs: New York investment property loans | rental property loans New York | New York commercial property loans | NO DSCR required loans New York | direct lender New York real estate | bridge loans for investors in New York
Note: Loan terms, rates, and availability subject to underwriting approval and may vary by New York location. Licensed mortgage banker - NYS Department of Financial Services.