Houston Investment Property Loans

Investment property loans in Houston, Texas. Rental, commercial, and multifamily financing with no minimum credit score, no income docs. Same-day approval. Close in 13 days. Direct private lender since 2001.

Houston Loan Programs

Why Invest in Houston

Houston offers strong fundamentals for real estate investors including population growth, rental demand, and appreciation potential. Our direct lending approach lets you move fast on deals in this competitive market with same-day approvals and closings in 13 days.

More Texas Markets

We finance investment properties throughout Texas. See all Texas investment property loans.

Houston Investment Property Loan FAQ

What types of investment properties do you finance in Houston, TX?
We finance 1-4 unit residential investment properties, multifamily buildings, mixed-use properties, and select commercial real estate in Houston, Texas. As a direct private lender since 2001, we focus on property value and equity rather than borrower income.
Do I need income documentation for a rental property loan in Houston?
No. For 1-4 unit residential investment properties in Houston, we do not require income verification, tax returns, or W-2s. We underwrite based on the property's value and your equity position, enabling faster closings.
How fast can I close on an investment property in Houston?
Most investment property loans in Houston close in 13 days. We issue term sheets within 1 hour and handle everything in-house with no committee delays, which is critical in Houston's competitive market.
What is the maximum LTV for Houston investment properties?
We offer up to 75% LTV on purchases and refinances for Houston investment properties. With seller carry financing, combined CLTV can reach up to 90% for experienced investors.
Do you require DSCR for Houston rental property loans?
No. For 1-4 unit residential properties in Houston, TX, we do not require DSCR calculations. We evaluate deals based on property value and borrower equity. Commercial properties above $500K may require DSCR analysis.
What loan programs are available for Houston real estate investors?
We offer 30-year fixed rental loans, bridge loans (6-24 months), multifamily financing, commercial property loans, and foreign national programs for Houston investors. Loan amounts range from $150K to $5M depending on property type, location, leverage, and deal structure.

Get Your Same-Day Term Sheet

Call (800) 805-3391 or request a quote online.

Direct private lender since 2001. Private capital. Direct decisions. No middlemen.

We finance investment properties in 44 states (excluding AZ, MN, ND, NV, SD, VT).