Texas Investment Property Loans

Investment property loans across Texas. Rental, commercial, and multifamily financing in Dallas, Houston, Austin, San Antonio, and statewide. No minimum credit score, no income docs. Same-day approval. Close in 13 days. Direct private lender since 2001. $150K-$5M.

Texas Loan Programs

Markets We Serve in Texas

We finance investment properties throughout Texas, including Dallas, Houston, Austin, San Antonio, and statewide. Whether you are acquiring your first rental property or scaling a portfolio, our direct lending approach gives you speed and certainty that banks and DSCR lenders cannot match.

Texas Investment Property Loan FAQ

What types of investment properties do you finance in Texas?
We finance 1-4 unit residential investment properties, multifamily buildings, mixed-use properties, and commercial real estate throughout Texas, including Dallas, Houston, Austin, San Antonio, Fort Worth. As a direct private lender since 2001, we focus on property value and equity rather than borrower income.
Do I need income documentation for a rental property loan in Texas?
No. For 1-4 unit residential investment properties in Texas, we do not require income verification, tax returns, or W-2s. Our underwriting focuses on the property's value and your equity position, not personal income documentation.
How fast can I close on an investment property in Texas?
Most investment property loans in Texas close in 13 days. We issue term sheets within 1 hour and our streamlined process eliminates traditional bank delays. Our in-house underwriting means no committee approvals.
What is the maximum LTV for investment property loans in Texas?
We offer up to 75% LTV on purchases and refinances for Texas investment properties. With seller carry financing, combined CLTV can reach up to 90%, giving experienced investors maximum leverage.
Do you require DSCR calculations for Texas rental properties?
No. For 1-4 unit residential properties in Texas, we do not require DSCR (Debt Service Coverage Ratio) calculations. We evaluate deals based on property value and borrower equity. Commercial properties above $500K may require DSCR analysis.
What are your loan terms for Texas investment properties?
We offer flexible terms from 6 months (bridge loans) to 30 years (fixed-rate rental loans) for Texas investment properties. Loan amounts range from $150K to $5M depending on property type, location, leverage, and deal structure within Dallas, Houston, Austin, San Antonio, Fort Worth.

Get Your Same-Day Term Sheet

Call (800) 805-3391 or request a quote online.

Direct private lender since 2001. Private capital. Direct decisions. No middlemen.

We finance investment properties in 44 states (excluding AZ, MN, ND, NV, SD, VT).