Do you finance properties near major Texas employers?

Yes, we actively finance properties near major employers like Tesla, Apple, Amazon, and corporate headquarters throughout Dallas, Austin, and Houston. These locations often provide strong rental demand from corporate relocations and tech sector growth.

How do Texas property taxes affect investment property financing?

Texas has no state income tax but higher property taxes than many states. We factor property tax obligations into our underwriting and ensure properties can cover PITI (principal, interest, taxes, insurance) from rental income. Many investors find the tax trade-off favorable despite higher property tax rates.

Can I finance student rental properties near Texas universities?

Absolutely. We finance student housing near UT Austin, Texas A&M, University of Houston, and other major universities throughout Texas. These properties often provide strong rental demand with annual lease cycles tied to academic calendars.

Do you finance fix-and-flip or value-add acquisitions in Texas?

We do not offer traditional fix-and-flip loans, but our Texas bridge program is a close fit for value-add acquisitions in Dallas, Houston, Austin, San Antonio, and Fort Worth. Investors typically buy with our 12-month bridge loan, complete the reposition, then refinance into a 30-year rental loan once the property is leased — with no seasoning required and NO DSCR required on 1-4 units.

Austin Texas skyline with downtown buildings and Colorado River

Texas Investment Property Loans

Financing for Texas real estate investors. Rental, commercial, and bridge loans with same-day approval and 13-day closings.

Rental, Commercial & Bridge Loans

We Underwrite the Property, Not Its Income

75% LTV, up to 90% CLTV with Seller Carry

Same-Day Approval Available

Close in 8–13 Business Days

Have a deal in mind? You bring the deal - we'll tell you if it fits.

Want to See Your Financing Options?

Tell us about the property. We'll let you know if it works and explain the available financing. No runaround.

280+ Texas properties financed and counting

Loans Closed

0 yrs

Track Record

0 days

Avg. Close

Max CLTV

Member & Affiliated American Association of Private Lenders

Florida Association of Mortgage Professionals

Texas-focused asset lending since 2001. We know this market.

Texas Investment Property Financing

Built for Investors Like You

Texas deals move quick. So do we.

30-Year Fixed & Bridge Options

Rental & Bridge Loans

1-5 Unit Residential Properties

NO DSCR required or income verification

No tax returns required

Close in 8–13 business days

Loan amounts: $100K – $5M

Up to 90% CLTV (purchase) | 70% LTV (cash-out)

30-year fixed & bridge options available

Property Types

Single-family homes, duplexes, triplexes, fourplexes, small multifamily

Flexible Commercial Terms

Commercial & Mixed-Use

1-5 Unit Properties

Mixed-use buildings with residential units

Retail, office, industrial properties

NO DSCR required on qualifying properties

Loan amounts: $100K – $5M

70% LTV (cash-out) | 90% CLTV (purchase)

13-day closings

Flexible deal terms

Property Types

Mixed-use buildings, retail spaces, office buildings, industrial properties

Simple Documentation

Required Documents

Purchase contract or current mortgage statement

Photo ID

Corporate docs (if held in entity)

Property insurance (at closing)

That's it. No Tax Returns, No Bank Statements, No Employment Verification

Seller Carry Allowed: Up to 90% CLTVBring 10% down. Seller carries a second. Most lenders won't touch this.

You've Probably Been Through This Before

Boxes to check. Ratios to hit. And somewhere along the way, the deal just... stalls.

What You've Probably Heard

"Your DSCR ratio is too low"
"Texas property taxes make this deal too tight"
"Send us two years of tax returns"
"We need 90 days to close this"
"Your LLC structure complicates things"

How We Look at It

We start with the property itself
Credit history doesn't disqualify you
No tax returns or bank statements needed
You'll hear back within an hour
We know Texas property tax dynamics
A clear answer, either way

Texas deals move fast. Let us show you we do too.

Recently Closed in Texas

Dallas, TX – Investment Property Purchase

$485,000

Purchase Price

$364,000

Loan Amount

10 days

Closed in

640

Credit Score

Single-family rental purchase

No income docs required

Closed through investor LLC

📝 Want to see what your loan would look like? Get a same-day term sheet tailored to your Texas property.

Frequently Asked Questions - Texas Investment Property Loans

Have more questions about Texas investment property financing?

Cities We Serve in Texas

Explore city-specific lending information and local market insights for top investment markets across Texas.

Dallas Investment Property Loans

Texas

Houston Investment Property Loans

Texas

Austin Investment Property Loans

Texas

San Antonio Investment Property Loans

Texas

Don't see your city? We lend throughout Texas.Contact us to discuss your specific market.

Loan Programs for Texas Investors

Choose the program that matches the property and financing need.

Rental Property Loans

Purchase or refinance eligible non-owner-occupied 1–4 unit rental properties.

View loan program →

Bridge Loans

Short-term financing for purchases, refinances, and maturing investment-property debt.

View loan program →

Multifamily Loans

Purchase or refinance eligible apartment properties with five or more units.

View loan program →

Commercial Property Loans

Financing for eligible office, retail, mixed-use, industrial, and warehouse properties.

View loan program →

Ready to Finance Your Texas Property?

Whether you are purchasing or refinancing, we will give you a clear answer fast. No runaround, no paperwork overload. Just investor-focused financing that works.

Specialized financing solutions for Texas real estate investors seeking fast, flexible funding options. Expert Texas market knowledge since 2001.

🏠 Texas Rental Loans →🌉 Texas Bridge Loans →🏢 Texas Commercial Loans →🌍 Foreign National Texas Loans →

Serving Texas investors in: Dallas, Fort Worth, Arlington, Plano, Frisco, McKinney, Denton, Irving, Houston, The Woodlands, Sugar Land, Katy, Pearland, League City, Austin, Round Rock, Cedar Park, Georgetown, San Antonio, New Braunfels, San Marcos, El Paso, Lubbock, Amarillo, Corpus Christi, McAllen, Brownsville, Laredo, Midland, Odessa, Waco, Killeen, Tyler, Beaumont

Specialized Texas markets: Texas oil worker housing loans | Dallas tech corridor property financing | Austin music district rental loans | Houston energy sector housing | San Antonio military housing loans

Note: Loan terms, rates, and availability subject to underwriting approval and may vary by Texas location. Licensed by Texas Department of Savings and Mortgage Lending.