San Antonio, TX

San Antonio Property Loans for Rentals and Commercial Buildings

Insource Funding is a direct private lender for rental, bridge, multifamily, mixed-use, and commercial property purchases and refinances in San Antonio. Loans range from $100,000 to $5 million with asset-based underwriting—no DSCR, personal-income verification, or tax returns.

San Antonio delivers strong cash flow at lower prices. If the deal makes sense, we'll move quickly and give you a straight answer.

Direct Lender

Since 2001

$100K–$5M

Loan amounts

No DSCR

Or income verification

Purchases + Refinances

Including cash-out

Get a Quote for Your San Antonio Property

Tell us about the property and the financing you need. We issue same-day term sheets when the initial scenario fits our guidelines.

Want to See Your Financing Options?

Tell us about the property. We'll let you know if it works and explain the available financing. No runaround.

Secure · No obligation · 1-hour response during business hours

Financing Needs We Handle

Purchasing an investment property

Financing for an eligible rental, multifamily, mixed-use, or commercial acquisition.

Replacing an existing loan

Rate-and-term refinancing for investment property debt.

Taking cash out of available equity

Business-purpose cash-out based on the property and requested loan.

Refinancing a maturing loan

Financing for an approaching balloon payment or loan maturity.

Get a Quote

San Antonio Market

San Antonio Rentals and Commercial Property by District

San Antonio includes rental houses, apartment complexes, mixed-use and historic properties, neighborhood retail, office, and industrial buildings. Bexar County parcel records and the city’s One Stop map show ownership, zoning, historic overlays, and development information tied to the address.

Properties near downtown historic districts, medical and military employment areas, and outer-loop commercial corridors have different uses and building types. Financing should follow the actual property and transaction rather than a citywide yield claim.

San Antonio investment property market

Local property and financing

Rental, Multifamily, Historic, and Commercial Uses

Historic or overlay districts may add a city review step for exterior changes, but they do not prevent an investor from requesting initial purchase or refinance terms.

Property Types

Investment Properties We Finance in San Antonio

Non-owner-occupied 1–4 unit rentals

Single-family homes, condominiums, and two- to four-unit properties held for investment.

Multifamily properties

Eligible apartment buildings with five or more units.

Mixed-use properties

Buildings combining residential and eligible commercial space.

Office and retail

Eligible investment office and retail buildings.

Industrial properties

Eligible warehouse, distribution, and light-industrial buildings.

Other eligible commercial property

Business-purpose investment property within current lending guidelines.

Insource Funding

Why Investors Work With Us

Direct Lender Since 2001

Work directly with the people reviewing and funding the loan. More than 6,000 transactions and $1 billion funded.

Asset-Based Underwriting

No DSCR, tax returns, or personal income verification.

Residential and Commercial Investment Properties

Rental, multifamily, mixed-use, office, retail, and industrial properties.

Example financing scenario

Refinancing a San Antonio neighborhood retail property

Example financing scenario: an investor wants to replace a maturing loan on an occupied neighborhood retail building. A commercial or bridge refinance may fit. Submit the address, value, payoff, leases, and requested amount.

What We Need for an Initial Review

Send the property address, purchase price or estimated value, requested loan amount, property type, purchase or refinance purpose, current payoff for a refinance, rent information when applicable, and a short explanation of the financing need.

No DSCR, income or employment verification, tax returns, or minimum credit score is required.

Get a Quote

San Antonio sits inside our broader Texas investor lending coverage. Investors closing here also work with us on rental property loans, bridge financing, and mixed-use deals across the Texas market.

Insource Funding is a direct private lender headquartered at 433 Plaza Real, Suite 275, Boca Raton, Florida.

FAQ

Common Questions

San Antonio

Have a deal in San Antonio?

Send it over. We'll look at the property, the numbers, and the plan behind it, then give you a straight answer.